Certified Ring
we found 2 one carat diamond rings one certified one not,why is the certified ring twice as expensive,the diff
you really cant tell the two apart,does the value of the diamond decline when you wall outside the door, like a car,does it maintain its value?
The certified one is more expensive because the legwork for appraisal has already been done. You could purchase the non-certified one, and pay a certified gemological appraiser to appraise and certify it for you, for very likely less then the price difference between the two. However, when you do purchase the non certified one, you would have no fallback should it appraise as lower quality then it was sold to you as. Just something to take into consideration – do you trust the jeweler you are considering purchasing from? If you feel wierd about it at all, go to a different jeweler.
As for the value question – the actual value doesn’t change, but the RESALE value does. Once you walk that diamond out of the store, you will not be able to resell it for what you paid. Unless your stone is of significant size and quality (2 or more carats, D-G color, no lower then VS1 in clarity, excellent to ideal cut), you will be lucky to get back half of what you paid retail. The insurance replacement value shouldn’t change, but the resale goes waaaaay down.
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